Agensi & Institusi Pembiayaan Usahawan

The e-book "PEMBIAYAAN BAGI USAHAWAN" provides comprehensive information on various financing options available for entrepreneurs in Malaysia. It covers a range of government agencies and financial institutions that offer different types of business financing. Here's a detailed breakdown of the subjects and topics covered in the e-book:

1. Pengenalan (Introduction)

   • Overview of the importance of financing for entrepreneurs
   • The role of government and private sector initiatives in supporting business financing

2. Senarai Agensi Kerajaan & Institusi Kewangan (List of Government Agencies & Financial Institutions)

   • AFFIN Bank
   • Agro Bank
   • Amanah Ikhtiar Malaysia
   • Alliance Bank
   • Bank Islam
   • Bank Muamalat
   • Bank Negara
   • Bank Pembangunan Malaysia Berhad (BPMB)
   • Bank Rakyat
   • BSN
   • CIMB Bank
   • Cradle
   • Credit Guarantee Corporation (CGC)
   • Department of Industrial Development and Research
   • EXIM Bank
   • FAMA
   • Hijrah Selangor
   • Hong Leong Bank
   • Kementerian Kemajuan Desa dan Wilayah
   • Kementerian Sains Teknologi dan Inovasi
   • KUSKOP
   • Lembaga Kemajuan Wilayah Kedah
   • MAIWP
   • Malaysian Debt Ventures Berhad
   • Malaysian Technology Development Corporation
   • Malaysian Investment Development Authority
   • MARA
   • MATRADE
   • MIDF
   • MBSB
   • Maybank
   • Ministry of International Trade Industry and Investment Sarawak (MINTRED)
   • OCBC Al-Amin
   • PMB Tijari
   • Perbadanan Kemajuan Ekonomi Sarawak (SEDC)
   • Perbadanan Pembangunan Pertanian Negeri Perak
   • Perbadanan Pembangunan Pulau Pinang
   • PERNAS
   • Plant Worth
   • PNB
   • Public Bank
   • PUNB
   • RHB Bank
   • Selangor Advance
   • SME Bank
   • SME Corp
   • Suruhanjaya Koperasi Malaysia (SKM)
   • Syarikat Jaminan Pembiayaan Perniagaan (SJPP)
   • Tabung Pembangunan Usahawan Negeri Sembilan
   • TEKUN Nasional
   • Yayasan Dewan Perniagaan Melayu Perlis
   • Yayasan Pembangunan Usahawan Terengganu
   • Yayasan Perak
   • Yayasan Usaha Maju Sabah

3. Jenis Pembiayaan (Types of Financing)

   • Pinjaman Modal Kerja & Capex (Working Capital & Capex Financing)
   • Pembiayaan Hartanah PKS (SME Property Financing)
   • Pembiayaan Berjangka (Term Financing)
   • Skim Pembiayaan SMEmerge Start-Up
   • Skim Pembiayaan BizDana Start-Up
   • Jaminan Portfolio CGC

4. Syarat Kelayakan (Eligibility Requirements)

   • Ownership and operational requirements
   • Financial documentation and history
   • Specific criteria for different types of businesses and sectors

5. Program Khusus (Special Programs)

   • Program Pemborong dan Peruncit (Wholesaler and Retailer Program)
   • Pembiayaan Padi (Paddy Financing)
   • Program TERAJU Smart Farming
   • Program PEMULIH Mikro Kredit

Key Topics Covered

• Understanding Different Types of Financing:

  • Explanation of various financing options such as working capital loans, term financing, and property financing.

• Eligibility Criteria:

  • Detailed eligibility requirements for different financing programs, including necessary documentation and business history.

• Special Financing Programs:

  • Information on targeted programs like TERAJU Smart Farming and PEMULIH Mikro Kredit, designed to support specific business needs.

• Steps to Apply for Financing:

  • Practical steps and guidance on how to apply for different types of financing, including tips on managing the application process and required documentation.

The e-book serves as a comprehensive guide for entrepreneurs looking to understand and access various financing options to grow and sustain their businesses in Malaysia.

At Uniti Office, we empower Malaysian entrepreneurs by providing mentorship, training, and networking opportunities. We've successfully helped numerous startups secure grants by identifying suitable funding, assisting with applications, and managing funds. Our efforts have enabled tech, agribusiness, and social enterprises to thrive and innovate.