Money Management is defined as an all-encompassing process involving budgeting, saving, investing and spending of an individual or group. In other words, how the individual or group oversees the capital usage within the allocation options available. It is synonymous with investment management and portfolio management.
The author is a qualified Management Accountant and Company Secretary. He is an Associate Member of the Chartered Institute of Management Accountants, UK and a member of the Malaysian Institute of Accountants. He was a Senior Corporate Lender with two large foreign International Banks and had held the role of a Private Consultant to a Group CEO and as General Manager, Finance of a Main Board Listed Company. He is currently a Businessman and Director of a Marketing company.