This book is dedicated in loving memory of my father, late K.RM. Raman Chettiar and our ancestors from the VM Family who built a Siva Temple and created water resources by constructing several ponds for a village at Rayavaram, Pudukkottai District in TamilNadu, India.
Raman Velu’s (Velu) experience is rich and varied, spanning across business intelligence to helping people get a lot closer to fi nancial independence through his Real Estate investment consulting. He’s a real estate entrepreneur serving investors all over the US and plays a vital role in the Dallas, Texas Tamil community through his non-profi t Sastha Tamil Foundation and Plano Tamil school. Velu promotes personal growth through volunteerism and giving. He is known for co-ordinating Thirukkural competitions for children across the USA, awarding $1 per Kural recited. He values contribution as the best way to live and gratitude as one of the best emotions to practice. He believes that we need to strengthen ourselves fi rst physically, fi nancially, and emotionally. So we have a lot more available to contribute to family, community, nation, and the universe. Velu holds a degree in Instrumentation Engineering and a master’s degree in Business Administration. He’s practicing as a life coach, helping people to get to the next level in any area of life. He is a senior leader serving as a volunteer for Tony Robbins’ life changing international seminars.